ESG Investing is here to stay. This is being driven firstly by a raft of new regulations and legislation coming from the EU around responsible investing, ensuring that investment managers consider carefully the ESG credentials of the assets in which they invest. However, it is equally driven by consumer sentiment. Investors are increasingly seeking to […]

“It’s not just about the money” is a phrase I find myself using in nearly every client meeting these days. This stems from the evolution of the role of financial advisers and planners in recent years – a shift from focusing solely on a client’s money and investment returns achieved to a focus on the […]

When we’re designing an investment portfolio for our clients, we take into account quite a number of considerations. We start by understanding your investment goals and time horizons, and then we build a full understanding of your liquidity requirements, any asset class preferences that you might have and also the returns that you expect. This […]

Do you remember 2013? It sounds quite recent, but then when you think about the major events that happened that year, they seem so long ago. That was the year that Nelson Mandela died at the age of 95, two homemade bombs ripped through the crowd of fans and runners at the Boston Marathon finish […]

Money management is a crucial skill that every child should learn at an early age. Learning how to manage finances is not just about budgeting and saving, but it’s also about building a healthy relationship with money. As parents, it’s our responsibility to teach our children about money and help them make wise financial decisions […]

Picture the scene – I hope it applies to you today or in the not-too-distant future… You’ve got to that point in your financial life where life is getting easier. Maybe the mortgage is paid off or almost there, and you are finally seeing your savings grow incrementally each year, even though you are doing […]

The cost-of-living crisis is starting to bite for lots of people. In the UK we’re seeing widespread strikes, and while thankfully this hasn’t been the case in Ireland, the current high inflation rate is starting to hit people hard in their wallets. Almost 80% of the population are worried about their finances due to the […]

Apart from the volatility in investment markets and everything else going on in the economy and the world in general, 2022 was also a tumultuous year in the world of pensions for business owners. This is where it gets a little technical, but if you are a business owner of a profitable business, it is […]

In this final instalment of our age-related articles, it is now the turn of the more senior members of our communities – all of you in your 70’s and older. This group have some very specific financial challenges, so here are some thoughts on wisely managing your financial affairs.   Stay healthy A decline in […]

As 2023 gets into full swing, we’re all receiving a constant stream of forecasts and predictions for the year ahead. We’re not going to add to them. At the end of the day, we don’t add any value by making bold guesses about the future, because our crystal ball is no clearer than anyone else’s. […]