At the turn of this century, yes 25 years ago, it was a stated aim of government to simplify the pensions landscape in Ireland. There was clear recognition then that the range of pensions schemes had mushroomed, and it was time to help consumers by making the whole area of pensions easier to understand. So […]

“Planning brings the future into the present so you can do something about it now.” Alan Lakein. When it comes to managing their money, many people find themselves engaged in various financial activities – saving, investing, budgeting – without a clear, overarching strategy. Doing tactical stuff is fine, but a cohesive strategy adds so much […]

We’ve been working with several young, successful, professional couples in their 30s in recent months. It’s very clear that they have worked hard to establish their careers and are enjoying the rewards of dual incomes. It’s a very exciting phase of life, with incredible opportunities to shape their financial futures, however, navigating financial priorities effectively […]

Investors today are getting nervous… Markets remain volatile, we’ve seen another year of really strong returns particularly in the US, where the S&P 500 index grew by 25% in 2024, after also growing by 26% in 2023. This growth has been driven largely by “The Magnificent Seven” stocks, each of which are now showing extremely […]

When it comes to investment returns, the list of influencing factors is vast and varied. From economic conditions to market sentiment and interest rates, numerous external forces play a role. However, there are also factors within your control that can significantly shape your investment outcomes. We find that focusing on controllable elements, coupled with strategic […]

2025 is fast approaching, and as your head starts to fill with great intentions for the upcoming year, we’d like to take the opportunity to suggest a few great personal finance habits. If you can commit to these, you’ll really strengthen your financial situation over the coming 12 months. Have a plan This is an […]

Auto-enrolment is a major development on the horizon for Irish employers. With the government’s plan to introduce this new pension scheme, it’s vital that businesses of all sizes understand what it entails, why it is being introduced, and how they can best prepare for the upcoming changes. As your financial adviser, we want to guide […]

We often hear the phrase “life is not a rehearsal,” but how often do we truly stop to reflect on its meaning? Life is fleeting, unpredictable, and precious. Yet, many of us live as though there will always be another chance, another opportunity to do the things we desire. As financial planners, we have seen […]

When you think of retirement, what comes to mind? Is it those extra rounds of golf, spending a few months each year basking in the sun, and relishing quality time with your grandkids? Or do you find yourself worrying about your pension funding, fearing it might not be sufficient to cover all your dreams and […]

The most famous of all investors, Warren Buffett once said, “People seeking riches never have enough. Wealth is a state of mind. Wealthy people always have enough.” To him, riches are a monetary amount and never satisfy you. On the other hand, wealth is a journey and a set of actions that lead to a […]