If you’ve changed jobs a few times, worked abroad for a spell, or moved from PAYE employment into self-employment, there’s a decent chance you have one or more “forgotten” pensions sitting quietly in the background. In Ireland, the UK and further afield, workplace pensions are often set up automatically and then left behind when you […]

Over the years, in conversations with our clients across Ireland, I’ve noticed something subtle but important. Very few people actually set out saying, “I want to have the biggest possible investment portfolio.” What they say instead is, “I want to feel secure.” Or, “I’d like to slow down at 60.” Or, “I want to help […]

In today’s world, information has never been more available. At the tap of a screen, we can access market updates, investment tips, AI-generated forecasts and a constant stream of financial opinions through social media, podcasts and online forums. While this flood of information can feel empowering, it has also made one thing clearer than ever: […]

As we settle into 2026, many households are looking for ways to strengthen their finances, reduce any money-related stresses, and make real progress toward long-term goals. After several years of pretty buoyant markets, higher inflation and some important tax changes, it’s a good time to take stock and reset. Financial freedom doesn’t happen overnight, but […]

Every year, the Budget brings a mix of progress and frustration for Irish savers, investors and business owners. Budget 2026 was no different, delivering some small steps forward, but also many issues still left unaddressed. As your financial adviser, part of our job is to help you make the most of the rules that exist […]

One of the foremost writers in the personal finance space today is Morgan Housel, author of the bestselling book The Psychology of Money and many essays under The Collaborative Fund blogs. He has also contributed widely to The New York Times and The Wall Street Journal. We like his writing because his advice is usually […]

Retirement is one of life’s biggest transitions. After decades of working, saving, and building towards this milestone, many people focus on the financial aspects – pensions, tax efficiency, and investment strategy. While these are essential, true retirement planning goes beyond money. It’s about preparing for how you’ll live, not just how you’ll fund it. As […]

For many people in Ireland, the 31st of October looms each year as the critical self-assessment tax deadline. Whether you’re a PAYE worker with additional income or self-employed, it’s the date by which you must file your tax return and pay any balance owed. But while most associate this date purely with taxes, it’s also […]

It is probably fair to say that we know instinctively that consumers achieve better outcomes when they get financial advice. But maybe it’s also fair to say that sometimes we can be remiss in placing hard numbers on this. Our goal is to change this today. But as a broader introduction, HAN University of Applied […]

We were asked recently by a client about how best to introduce financial planning to their adult children in their 20’s, as they didn’t really “get” what it was all about. So here are our thoughts… Why bother with a plan at all? This is often the first question they will ask! So we say, […]