There is a lot that you can do yourself to help build a stronger financial future! Here are a few ideas that if you can turn them into habits, will transform your every day relationship with money for the better. Don’t be a financial drifter Don’t just drift along spending money in an ad-hoc fashion […]
We’ll Get You on the Right Financial Track in 2016!
A New Year means New Year Resolutions. Getting back to the gym, maybe pounding the pavements, trying to improve your diet. Well if your financial health is not where you want it to be, a resolution that should be top of the list is to come and talk to us. And we suggest that you […]
Why Are You Just Giving Your Money to the Bank?
We really sat up and took note of some analysis carried out by the stockbroker Davy into the Irish banks that was carried out a few months ago. The analysis found that there is €50bn (yes €50 billion!) sitting in current accounts in Ireland. Yes current accounts, not deposit accounts! And how much do the […]
Your Older Self Would Tell Your Younger Self, “Start Your Pension Planning Early!”
The eyes of young people often glaze over when the subject of pensions is raised. After all, pensions are for old people, aren’t they? Well yes, the payment of pensions only happens when you retire. However to get to that point, you need to build up a pension fund. And that certainly is not a […]
It’s not all about Financial Products you know!!
Many of our clients approach us with pretty regular queries in relation to personal financial planning. You seek out our help in developing a financial plan, building a risk appropriate investment portfolio, planning for your retirement and protecting yourself, your family and your business against unforeseen events. But sometimes our clients approach us about other […]
Are pensions only good for tax breaks?
I think it’s true to say at this stage that most people are aware at some level of the significant tax benefits of pension planning. However, apart from obviously securing your lifestyle in retirement, are the tax benefits the only reason that pensions are good for you, or are there other reasons to start or […]
The language of Investments made simple
Spending all of our time advising clients in relation to their investments and pensions, researching markets and investment propositions, and meeting fund managers and investments specialists comes with a significant occupational hazard: the use of jargon! So first of all, our apologies if you have been on the receiving end of jargon from us. We’re […]
Is Independent Advice all it is cracked up to be?
You hear a lot in the media when they discuss personal finance issues, about the importance of getting independent financial advice. Is it so important that the advice you get is independent? We believe it is… To give you a sense of why it is so important, it’s probably useful to briefly cover what we mean […]
Life Cover – “Surely that’s only for older people?”
Experience in the life assurance industry shows that most life assurance policies are taken out by people in their 30’s, 40’s and to a lesser extent in their 50’s. There is a very low uptake of life assurance by people in their 20’s who think; “I don’t need it now, I’ll buy it when I […]
Pensions – keeping the dark clouds away from your later years
The economy is recovering, incomes are starting to creep up again and hopefully you have some spare money that you are considering how to make the most of. Maybe your pension planning took a bit of a back seat during the last few years and it’s time to start thinking of planning for your later […]