Retirement is one of life’s biggest transitions. After decades of working, saving, and building towards this milestone, many people focus on the financial aspects – pensions, tax efficiency, and investment strategy. While these are essential, true retirement planning goes beyond money. It’s about preparing for how you’ll live, not just how you’ll fund it. As […]

For many people in Ireland, the 31st of October looms each year as the critical self-assessment tax deadline. Whether you’re a PAYE worker with additional income or self-employed, it’s the date by which you must file your tax return and pay any balance owed. But while most associate this date purely with taxes, it’s also […]

It is probably fair to say that we know instinctively that consumers achieve better outcomes when they get financial advice. But maybe it’s also fair to say that sometimes we can be remiss in placing hard numbers on this. Our goal is to change this today. But as a broader introduction, HAN University of Applied […]

We were asked recently by a client about how best to introduce financial planning to their adult children in their 20’s, as they didn’t really “get” what it was all about. So here are our thoughts… Why bother with a plan at all? This is often the first question they will ask! So we say, […]

We thought it might be useful to step back a little bit and review the value that we bring to our clients, in order to make sure we’re meeting your needs as much as we possibly can. We identified ways in which we enrich the lives of our clients and ended up with quite a […]

The world is a nervy place at the moment, with many people worried about the impact of tariffs and the chaos that has ensued around the globe. All of this has caused a lot of uncertainty in the economic world, and if there’s one thing stock markets don’t react well to, it is uncertainty. As […]

At the turn of this century, yes 25 years ago, it was a stated aim of government to simplify the pensions landscape in Ireland. There was clear recognition then that the range of pensions schemes had mushroomed, and it was time to help consumers by making the whole area of pensions easier to understand. So […]

“Planning brings the future into the present so you can do something about it now.” Alan Lakein. When it comes to managing their money, many people find themselves engaged in various financial activities – saving, investing, budgeting – without a clear, overarching strategy. Doing tactical stuff is fine, but a cohesive strategy adds so much […]

We’ve been working with several young, successful, professional couples in their 30s in recent months. It’s very clear that they have worked hard to establish their careers and are enjoying the rewards of dual incomes. It’s a very exciting phase of life, with incredible opportunities to shape their financial futures, however, navigating financial priorities effectively […]

Investors today are getting nervous… Markets remain volatile, we’ve seen another year of really strong returns particularly in the US, where the S&P 500 index grew by 25% in 2024, after also growing by 26% in 2023. This growth has been driven largely by “The Magnificent Seven” stocks, each of which are now showing extremely […]